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🏡 Holli's Home Buying Tip: Get preapproved for a mortgage BEFORE you start house hunting!
✅ Preapproved is when a lender determines that you meet its requirements for credit and gives you an offer for a no-obligation loan. This process requires documentation and verification of your income, assets and debts, along with a credit check. The benefit is getting a dollar amount for the potential loan so that you can shop for homes in your approved price range.
📝 Pre-qualification is similar, but only gives an ESTIMATE of what you will qualify for. You may need documentation for this process, but self-reporting is typically the means of providing information to the potential lender.
💬 Questions about mortgage pre-approval vs. pre-qualification? DM us anytime! We are also happy to provide you with our trusted and reliable mortgage lending partners in the Knoxville area. hollimccraygroup.com/buying-a-home/
NEW LISTING!! MOVE-IN READY IN FARRAGUT! Nestled on almost an acre, this beautifully maintained 2-story basement home offers a highly desirable floor plan with all the bedrooms and laundry room on the same level! Highlights include a formal dining room with plantation shutters, a bright open eat-in kitchen, a huge formal master suite, tasteful neutral paint colors throughout, a separate den/family room, and a cozy wood-burning fireplace in the spacious living room. The finished basement features a home office space, full bathroom, and a large rec room. Enjoy a relaxing evening on the back deck that overlooks the backyard and custom-built patio complete with a fire pit! Fantastic location just minutes from Farragut schools, Fort Loudoun Lake, Turkey Creek, I-40, and Fox Den Country Club. MLS# 1076853
$400,000
4 Bedrooms
3.5 Baths
3,524 Sq Ft
Holli McCray Home Marketing Group Keller Williams | (833) 464-7653 #hollimccrayhomemarketinggroup #realestate #farragut #home #homestyle #knoxvillerealestate #realestateagent #homesforsale
search.hollimccraygroup.com/listing/1076853
12328 Oakley Downs Rd, Knoxville, TN 37934 - MLS/Listing # 1076853
search.hollimccraygroup.com