7 hours ago
Let's talk about the LENDING PROCESSfor a minute!
🏡 The mortgage approval process can be one of the most intimidating aspects of buying a home. The good news is that we’ll be here to help guide you through this, but there are many ways you can prepare early to make the process smoother. Here’s how:
💵 Start by making sure your budget is under control by making a list of all your monthly expenses, then compare it with your income and see if adjustments need to be made.
💳 Try to pay off credit card balances, starting with the smallest first.
📑 Start gathering documents you may need, such as W-2 forms, income tax returns for the past few years, pay stubs, records of child support or alimony, bank statements for the past several months, and your credit report. As for closing costs, the lender you decide to work with will go over all of the costs associated with buying your home.
💬 We hope this helps, but if you have any questions at all about what to expect, we are always here to answer them. Message us anytime!
More home buying tips at: hollimccraygroup.com/buying-a-home/.
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