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🏡 Holli's Home Buying Tip: Get preapproved for a mortgage BEFORE you start house hunting!
✅ Preapproved is when a lender determines that you meet its requirements for credit and gives you an offer for a no-obligation loan. This process requires documentation and verification of your income, assets and debts, along with a credit check. The benefit is getting a dollar amount for the potential loan so that you can shop for homes in your approved price range.
📝 Pre-qualification is similar, but only gives an ESTIMATE of what you will qualify for. You may need documentation for this process, but self-reporting is typically the means of providing information to the potential lender.
💬 Questions about mortgage pre-approval vs. pre-qualification? DM us anytime! We are also happy to provide you with our trusted and reliable mortgage lending partners in the Knoxville area. hollimccraygroup.com/buying-a-home/
NEW LISTING!! MOVE-IN READY IN FARRAGUT! Nestled on almost an acre, this beautifully maintained 2-story basement home offers a highly desirable floor plan with all the bedrooms and laundry room on the same level! Highlights include a formal dining room with plantation shutters, a bright open eat-in kitchen, a huge formal master suite, tasteful neutral paint colors throughout, a separate den/family room, and a cozy wood-burning fireplace in the spacious living room. The finished basement features a home office space, full bathroom, and a large rec room. Enjoy a relaxing evening on the back deck that overlooks the backyard and custom-built patio complete with a fire pit! Fantastic location just minutes from Farragut schools, Fort Loudoun Lake, Turkey Creek, I-40, and Fox Den Country Club. MLS# 1076853
$400,000
4 Bedrooms
3.5 Baths
3,524 Sq Ft
Holli McCray Home Marketing Group Keller Williams | (833) 464-7653 #hollimccrayhomemarketinggroup #realestate #farragut #home #homestyle #knoxvillerealestate #realestateagent #homesforsale
search.hollimccraygroup.com/listing/1076853
12328 Oakley Downs Rd, Knoxville, TN 37934 - MLS/Listing # 1076853
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The data relating to real estate for sale on this web site comes in part from the Knoxville Area Association of REALTORS®. Real estate listings held by brokerage firms other than Keller Williams Knoxville-West are marked with the IDX logo and detailed information about them includes the name of the listing brokers.
All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Keller Williams Knoxville-West shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
